MODERN FINANCIAL ADVOCACY
Stop giving away up to 20% of your insurance payout to percentage-based fees. With this simple one-time flat fee, you get expert representation without sacrificing your financial recovery.
No credit card required · Flat fee guarantee
See exactly why a simple flat fee keeps thousands more in your pocket compared to traditional percentage-based adjusters.
A straightforward, transparent process designed to maximize your settlement without percentage fees eating into your profit.
We review your policy and assess the damage to determine your optimal claim strategy.
Our experts handle the paperwork, inspections, and direct negotiations with the insurance company.
You receive your full settlement amount minus our simple flat fee—keeping 100% of the upside.
★★★★★
Instead of giving up 20% of our $120k settlement, we paid the flat fee. The process was transparent, advocacy was relentless, and we kept the funds we desperately needed to rebuild.

Homeowner
★★★★★
Other adjusters felt like they were taking a cut of my tragedy. Flat Free was a true advocate from day one. I kept the money I actually needed to fix my property.

Property Investor
★★★★★
I was skeptical about a flat fee model at first, but they still secured a maximum payout. Keeping 100% of our business settlement was absolutely incredible.

Small Business Owner
Submit your details below for a secure, confidential claim evaluation. See exactly how much you can save with a transparent flat fee.
We believe in complete transparency. If you still have questions about how our one-time flat fee works or how we handle complex claims, you will find the answers here.
Traditional adjusters take 10% to 20% of your total settlement. If your claim is $100,000, you lose up to $20,000 to fees. We connect you with adjuster that are willing to take on a flat fee claim, you pay a single, straightforward fee regardless of the settlement size, meaning you keep 100% of the payout you deserve.
We manage all major residential and commercial property claims. This includes water damage, fire and smoke damage, wind and hail storms, roof leaks, and comprehensive disaster recovery cases.
We specialize in reopening and reversing denied or underpaid claims. Our experts will thoroughly review your policy and the insurance company's reasoning to build a strong, evidence-backed case for the payout you are legally owed.
Absolutely not. Our core promise is transparency. The one-time flat fee covers the special claim process designed for this specific service. You will never see a surprise bill or percentage deduction, ensuring you know exactly what you are paying upfront.
While every claim is unique, our streamlined process typically resolves cases faster than industry averages. We submit comprehensive evidence and documentation upfront to minimize back-and-forth delays with the insurance company.

Empowering policyholders to keep 100% of their settlement. Modern advocacy with a simple, transparent flat fee.
Flat Free connects with a licensed public adjusting firm. We advocate exclusively for policyholders to maximize claim settlements. We do not provide legal or tax advice. Every claim is unique, and past outcomes do not guarantee future settlement results. Our flat fee structure applies to qualified claims.
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